Contact the Riverside Office


6960 Magnolia Avenue, Suite 200

Riverside, CA 92506


(951) 780-4016

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Our Advisors

Fred Hamsayeh, CFP®, ChFC, MBA
Retirement Plan Consultant

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Fred

fredh@rbgnrp.com
+1 (866) 860-4015 x21112

Fred Hamsayeh has worked in the Financial Services industry since 1997. He is currently a Retirement Plan Consultant at Retirement Benefits Group, a retirement planning firm serving clients ranging from high net worth individuals to non-profit and for profit corporations. Fred serves corporate and individual clients throughout the Western United States.

Prior to joining Retirement Benefits Group in May 2013, Fred worked as an Investment Advisory Representative and 401(k) consultant for Aegis Financial Group. There he worked with companies on their retirement plans, helping them manage their fiduciary duties. He has helped many retirement plan participants with investment selection, asset allocation, and portfolio optimization. Before entering the financial services industry, he served in the US Navy as a shipboard engineer in a support capacity during operations off Somalia.

Fred’s goal is to help plan sponsors manage their fiduciary responsibility, while providing participants with strategic retirement planning assistance. These services seek to increase monthly cash flow, preserve existing assets, reduce taxes, and improve risk adjusted returns. Fred holds his Series 7, 24, 63, and 65 registrations with LPL Financial.

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Education

Fred attended Southern Illinois University, Carbondale and graduated with a B.S. in Workforce Education and Development in 1997. On August 1, 2002, he completed the Chartered Financial Consultant (ChFC) curriculum from the American College located in Bryn Mawr, Pennsylvania. In 2006, Fred graduated from Pepperdine University with an MBA in Finance.

 Fred received the CFP® certification in 2011 and is constantly learning to stay current with today’s dynamic financial environment. He believes that his commitment to continuing education will allow him to better serve his clients.

CA Insurance Lic. #0C15832

Interest

In his spare time, he enjoys travel, hiking, spending time with his 3 daughters and giving back to Veterans Groups. Fred is proud of his military service and is a lifetime member of the Veterans of Foreign Wars (VFW).

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Lloyd Engleman
Retirement Plan Consultant

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Lloyd

lengleman@rbgnrp.com
+1 (951) 780-4016

Lloyd Engleman has worked in the Financial Services sector for  12 years.  Lloyd is currently a Professional Plan Consultant at the Retirement Benefits Group, a retirement solutions firm serving clients ranging from individuals to non-profit and for profit companies nationwide.  As a Professional Plan Consultant, Lloyd serves clients throughout the western United States and was awarded, along with his colleagues at Retirement Benefits Group, as a Top Qualified Plan Advisor by Plan Sponsor Magazine. Based on nominations from industry peers and quantitative factors, including number of plans and dollar value of plan assets under advisement.

Prior to joining Retirement Benefits Group in 2008, Lloyd worked as a Registered Representative/401K plan consultant for Total Retirement Solutions.  Additionally, he worked at Investor Solutions, Inc., also serving the western region.  Prior to entering the Financial Services field in 2000, Lloyd worked in hardware technology resales, as the owner of Surcom Technology. Lloyd holds his Series 6 and Series 63 registrations with LPL Financial.

Education

Attend Iowa Central Junior college and Indiana State University.

CA Insurance Lic. #0D04948

Interest

Lloyd is a board member of Moreno Valley Optimist Foundation and volunteers on their fund raisers. Lloyd is an avid golfer and competes in many Southern California amateur events. Lloyd and his family attend Moreno Valley Baptist Church.

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Eric Carlson
Financial Advisor

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Eric

​ecarlson@rbgnrp.com
+1 (951) 264-6169

Eric Carlson is a financial advisor at Retirement Benefits Group, one of the country’s leading retirement plan consulting firms. He provides investment advisory services to individuals and retirement plan sponsors.

 Eric joins RBG after working in the mortgage financing field for close to 20 years, including nine years operating two separate private practices (Premier Home Loans and ProServ Mortgage). Over the course of his career, Eric has always emphasized providing excellent service at an affordable price. He is committed to providing superior service to clients because he believes personal attention is what leads to long-term relationships, referrals and repeat business.

Education

Eric earned his Bachelor of Arts degree in Psychology from California Baptist University in 1994 and went on to receive his Masters in Counseling Psychology from CBU in 1996.

Interest

Eric has been very active in his local church community and led a Bible study group for several years. He has also served as the church’s treasurer and on the elder board.

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Securities offered through LPL Financial, Member FINRA/SIPC. Investment Advice offered through Retirement Benefits Group™, a Registered Investment Advisor and separate entity from LPL Financial. Financial Advisors are also registered representatives with, and securities are offered through LPL Financial, Member FINRA/SIPC. Retirement Benefits Group is a registered trademark of Retirement Benefits Group, LLC. All rights reserved.

The LPL Financial registered representative associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AL, AR, AZ, CA, CO, CT, FL, GA, HI, IA, ID, IL, KS, KY, LA, MA, MD, MI, MN, MO, MS, MT, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WI